Personal Insurance

Since our inception, we have provided a broad array of personal insurance products for successful individuals requiring appropriate protection for high valued homes, large fine arts schedules, and unusual automobiles.

Among other exceptional products, we offer the Chubb Masterpiece and City Home programs, AIG Private Client Group programs, Philadelphia Contributionship's Hand-in-Hand, and the Fireman's Fund Prestige Plus policies, as well as perpetual insurance policies offered by the Philadelphia Contributionship. We also represent Harleysville, Ohio Casualty, Foremost and a number of specialty insurance companies.

We offer these types of coverage:

Automobile Insurance
A Personal Automobile policy can provide Liability, Underinsured and Uninsured Motorists, Medical Expense and Personal Injury Protection, Comprehensive and Collision coverages. Automobile coverage can include personally owned vehicles as well as those furnished by an employer. Coverage for trailers, recreational vehicles, and motorcycles can be separately arranged.

Homeowners Insurance
A Homeowners policy can provide coverage for Homes, Apartments, Condominiums, Cooperatives, and Vacation Homes. Coverage can be obtained for the Replacement Cost or Actual Cash Value of the Dwelling or Contents. Homeowners coverage includes Personal Liability coverage.

Personal Articles Insurance
A Personal Articles Floater may cover Jewelry, Furs, Silverware, Fine Arts, Cameras, and other collectible items. The coverage is broader than that of a Homeowners policy, and usually has no deductible. The values of the items are set individually. Appraisals are required only on higher value items.

Personal Excess Liability Insurance
The Personal Excess Liability policy covers certain catastrophic liability claims or judgments over and above the coverage provided by Homeowners, Personal Automobile or Watercraft Liability policies. Limits of $1,000,000 to $20,000,000.

Flood Insurance
All Homeowners policies provide little or no flood coverage for the building or contents. Flood coverage can be purchased conveniently through a local insurance company rather than through the National Flood Plan.

Workers Compensation
Household employees should be covered by Workers Compensation as a means of providing the required statutory benefits for Medical expenses and Lost Wages from Work related injuries.

Watercraft Insurance
A watercraft policy may provide coverage for Liability, Hull and Equipment and Medical expenses.

In Home Businesses
A Home Office Package Policy can cover business personal property and business liability that is ordinarily excluded by Homeowners policies. A short application is usually required.

For more information, please fill out our short online request form.

You may find our Disclosure of Compensation information here.