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transparent   14 East Highland Avenue | Philadelphia, Pennsylvania U.S.A. 19118
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American Foreign Service Association (AFSA)
Long Term Care Premium Comparison
PDF icon This page is available as a printable PDF.
Click here to open, save, and/or print this page.
 

Florida*
table of premiums

What does Long Term Care Insurance cost at various ages
and how much can AFSA save me?

  
 
Age
Daily Benefit
Benefit Period
Inflation
Elimination
Period
Annual Premiums
AFSA Discount
AFSA
Annual Savings
single
married
single
married
55 $150 5 Years 5% Compound 90 days $1,658 $2,487 $104 $208
60 $150 5 Years 5% Compound 90 days $2,132 $3,198 $133 $266
65 $150 5 Years 5% Compound 90 days $2,809 $4,213 $180 $351
70 $150 4 Years 5% Simple 90 days $3,147 $4,721 $197 $393
75 $150 4 Years None 90 days $3,451 $5,177 $216 $432
80 $150 3 Years None 90 days $4,872 $7,309 $306 $610
 
 

*Premiums may vary in other states.

Sample premiums are rated based on very good health — preferred plus

John Hancock Life Insurance Company (A+ rated by AM Best); rates as of April, 2008

Daily benefit options are available in increments from $50 to $500

Monthly benefit options are available in increments from $1,500 to $15,000

Benefit period options are available for 2, 3, 4, 5, 6, 10 years and lifetime

Inflation allows the daily benefit to increase year to year